TIFAGROWTH
Business value

Business valuescenario calculator.

Explore how changes in sustainable profit and business risk could affect value. Compare the current business with a scenario for clearer processes, stronger management and less dependence on the owner.

Explore the calculator

Prefer to work through questions?

The business review calculates EBITDA from your accounts and asks about your operations and proposed changes. It brings the results into one before-and-after dashboard.

Open the guided business review ↗

This calculator uses profit and multiple assumptions you can inspect and change. The example is invented; it is not a sector benchmark, formal valuation or prediction of the outcome of working with TIFA.

The assumptions.

Use annual figures. Enter zero where a cost or improvement does not apply.

01 / The business today

Earnings before interest, tax, depreciation and amortisation, adjusted for one-offs and a market-rate cost for the owner's work. Include management pay already needed to run the business.

Use a range supported by comparable businesses and suitable advice. This tool does not supply verified market multiples. Discuss the assumptions with us ↗

02 / The systemised scenario

Additional revenue or pricing gains after direct delivery costs. Use a negative amount to model a reduction. Do not also count the same gain as a saving below.

Only reductions in actual cash spending. Time freed up is not a cash saving unless spending falls; extra work it enables belongs in gross profit.

Include additional management, software, ongoing TIFA support and other costs required to sustain the changes. Do not deduct owner replacement pay twice.

The scenario shows annual profit once changes are established. The timeframe is a planning assumption, not a delivery promise.

03 / Risk and the multiple

A systemised business does not automatically command a higher multiple. A different range needs supporting evidence of more transferable earnings or lower risk.

Figures stay in this page's memory. Nothing is submitted. Save your scenario before closing or reloading.

Illustrative example — invented figures and multiples

The two scenarios.

Current indicative enterprise value

Systemised scenario

Enterprise value: the operating business before cash, debt, working-capital adjustments, transaction fees and tax. This is not the amount an owner would take home.

Current
Scenario
£0
How annual profit changes
Additional annual profit
One-off implementation budget

The one-off budget is shown separately. It has not been deducted from enterprise value and will require cash or funding. Future operating cash flows and financing changes are not modelled.

What can influence business value?

More sustainable profit

Evidence of better pricing, delivery margin, utilisation or cash costs, after the cost of management, systems and support.

Less owner dependence

Managers who can make decisions, repeatable delivery, documented knowledge and client relationships held across the team.

More dependable earnings

Reliable reporting, recurring or contracted work where relevant, retained customers and lower customer concentration.

Method, scope and limitations +

Both scenarios use maintainable annual EBITDA multiplied by an assumed range. The scenario profit adds additional gross profit and cash savings, then deducts additional annual running costs. Multiples are entered by the user, not generated from the free review score. Completing actions or buying software does not award an automatic premium.

The ranges show sensitivity to the selected multiples; they are not statistical confidence intervals or verified market valuations. The future scenario is nominal and is not discounted back to today. Market conditions may change independently of work with TIFA. No gain is guaranteed or attributed solely to TIFA.

This simple approach is intended for established, profitable operating service businesses. It is not suitable on its own for loss-making or early-stage businesses, property-holding vehicles, asset-heavy companies or businesses needing a specialist valuation approach.

Comparable transactions, the sector, company size, earnings quality, growth, working capital, cash, debt and deal terms need assessment before relying on a value. The calculator does not verify your input or provide a formal valuation.

Method context: ICAEW / Grant Thornton on enterprise and equity value; IVSC on valuation uncertainty. These sources explain principles; they do not validate this tool or its example multiples.

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your business.

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TIFA Business Review
TIFA Business Review

Privacy & the tools

The free review and calculators run in your browser. No email or account is required to see your results. Your figures remain in page memory until you reload or leave. Downloading a report saves a copy on your device.

When you submit an enquiry, TIFA Growth receives your contact details and message at growth@tifa.co.uk so we can respond and discuss the services you requested. A review summary, including financial figures and scenario assumptions, is included only if you tick the sharing option. You are not subscribed to marketing.

The website is hosted by Hostinger and enquiries are delivered to our Microsoft 365 mailbox. Hosting and mail providers process the information needed to deliver and protect these services. Short-lived security records help limit spam; enquiry content is not stored in a website database. Email correspondence may be retained while we handle your enquiry and any resulting work.

There are no analytics or advertising cookies. The forms do not use cookies or persistent browser storage. Hosting providers may keep security and access logs. Fonts are supplied with the website. The tools do not send figures to an AI service.

Choosing a direct email link opens your mail application. The separate business value calculator’s email draft includes its financial assumptions for you to check before sending. Review scores are self-reported; value scenarios are illustrative and do not supply verified sector benchmarks or a formal valuation.

For questions about your information, or to request access or deletion, email growth@tifa.co.uk.